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ICL Fincorp Ltd., established in the year 1991, is an NBFC with a leading Gold Loan-oriented loan portfolio in South India.
ICL Fincorp Limited started in 1999 as a financial service providing company and then became one of the leading names in the Gold Loan oriented Non-Banking Financial Sector (NBFC).
Location:
Based out of Irinjalakuda in Thrissur, Kerala, the company first spread its wings to Chennai, and today has a strong presence across five South Indian States
ICL Fincorp, is one of the leading Gold Loan oriented Non-Banking Finance Companies (NBFC) in South India. ICL Fincorp has expanded its operations in terms of business volume and also geographical reach. Today, the Company has its branches spread across all five states in South India and is poised to spread its wings in Pan India very soon. The company has also in its portfolio, other services like Vehicle Loans, Business Loans, Money Transfer, Forex, Travel, and Tourism, etc.
The company's first branch was established at a small town called Annamanada in Thrissur District on 20/4/2013. Since then, the company has maintained consistent and rapid growth. Today, the company has over 179 branches spread across South India.
Services Offered
Name | Designation |
---|---|
Mr. K.G. Anilkumar | Managing Director/ Chairman |
Ms. Umadevi Anilkumar | Whole Time Director |
Mr. Subramanian R. | Chief Financial Officer |
Mr. Shinto Stanly | Independent Director |
Mr. Sreejith S.P | Non-Executive Director |
Consolidated Financial Highlights
(All figures INR in Cr unless or otherwise specifically mentioned)
Particulars | FY 2021-22 (INR Cr) | FY 2019-20 (INR Cr) | FY 2018-19 (INR Cr) |
Revenue from Operations | 76.34 | 57.98 | 49.10 |
Finance Cost | 32.10 | 25.67 | 19.80 |
Impairment allowance | 0.47 | (0.42) | - |
Depreciation and Amortization Expenses | 5.35 | 5.56 | 2.32 |
Profit Before Tax | 4.22 | 0.77 | 0.42 |
Profit After Tax | 2.79 | 0.45 | 0.17 |
Cash and Bank Balance | 12.05 | 15.57 | 11.32 |
Loans | 301.64 | 249.44 | 203.09 |
Non-financial Assets | 39 | 36.58 | 32.6 |
Total Assets | 374.68 | 318.21 | 242.26 |
Debt securities | 217.27 | 169.71 | 96.42 |
Borrowings (other than debt securities) | 1.10 | 1.46 | 5.85 |
Total Borrowings | 291.31 | 239.01 | 242.6 |
Equity Share Capital | 44.33 | 44.33 | 35.9 |
Other Equity | 28.23 | 25.90 | 17.33 |
Business Performance
For year ended / as on March 31 (as applicable)
Particulars | FY 2021 | FY 2020 | FY 2019 |
Branches | 200 | 163 | 148 |
Turnover (Mn) | 759.91 | 570.22 | 494.26 |
Gross NPA (%) | 1.3% | 1.8% | 12.9% |
Leverage Ratio | 4.0x | 3.3x | 3.2x |
Return on Asset % | 0.4% | 0.2% | 0.08% |
BVPS (INR) | 17.73 | 15.86 | 14.82 |
Particulars | Details |
---|---|
Face Value (INR) | 10 |
ISIN | INE01CY01013 |
There is no restriction on transfer of unlisted shares until the IPO cut-off date which is generally a week before listing. However, after listing SEBI norms are applicable to these shares. As per SEBI regulations, all unlisted shares go in a lock-in period of 6 months from the date of listing of shares.
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected]
All unlisted shares can be transferred only to Demat accounts. Unlisted shares can be checked in two ways:
1. Option 1
2. Option 2
You may also check the credit of your shares, by logging in to your Demat account and checking under DP Holdings in your respective DP.
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected].
In the case of CDSL, the first 8 digits of your Demat Account Number are depository participant ID and the last 8 digits are your customer ID with the depository participant. The same goes for NSDL where ‘IN’, the 6 digits are depository participant ID and the rest of the numbers reflect your customer ID with a depository participant.
National Securities Depository Limited (NSDL): The Demat account number of NSDL starts with alphabets ‘IN’ followed by 14 numeric digits.
For e.g. IN30000012345678.
Central Depository Service Limited (CDSL) : The entire DEMAT account number of CDSL is numeric.
For e.g.1234567800001234
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected].
The ICL Fincorp Ltd (ICL) unlisted shares are credited in your Demat account within a maximum of two (working) days after the funds are received in our bank account. However, please note that at times there may be a slight delay in the credit of shares due to certain reasons like Bank Holidays.
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected]
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The financials are available in the Research Report, DRHP, and Annual Reports of ICL Fincorp Ltd (ICL) Unlisted Shares, which may be found under the Reports section of the company's specific page. You can download all the reports after logging in.
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In case you want to source ICL Fincorp Ltd unlisted shares offline, you may call us on +91 8958 212121 or write to us at [email protected]
If you liquidate the ICL Fincorp Ltd (ICL) unlisted shares within 2 years of its acquisition, then you will be required to pay tax on the short-term capital gain (STCG) as per the individual tax slab rate. Liquidating the shares after 2 years will attract a long-term capital gain (LTCG) which will be taxed at the rate of 20% with indexation benefit or 10% without indexation benefit.
Investors should consult with an independent third-party taxation advisor prior to making investment decisions.
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected]
The following is the process to liquidate ICL Fincorp Ltd (ICL) unlisted shares on TradeUnlisted platform:
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected].