Many more
Join
The Premier Destination for News and Insights on Unlisted Shares, Emerging Startups, Luxury Assets, and Real Estate.
Disclaimer:
Trade Unlisted (TU) is not a stock exchange, trading platform, or online marketplace for buying or selling unlisted shares, luxury assets, or real estate. We are not regulated by SEBI, IRDAI, RERA, or any other regulatory authority.
Our primary focus is to provide informational insights on unlisted companies, startups, luxury assets, and real estate. We do not offer investment advice, guarantees, or warranties regarding any asset class.
Motilal Oswal Home Finance Ltd (MOHFL) Unlisted Shares
Motilal Oswal Home Finance Ltd (MOHFL) Unlisted Shares
Financial Services
*The above chart is presented for indicative purposes only and may not be accurate. The figures represented above are taken on an average basis, and may or may not match with the prevailing situation. Users are requested to not completely rely on the above chart and to consult an independent financial adviser and to take their investment decisions.
Overview
Motilal Oswal Home Finance Limited (MOHFL)
Company Overview
- MOHFL is the housing finance subsidiary of Motilal Oswal Financial Services (MOFSL).
- It focuses mainly on providing affordable and mid-income housing loans.
- Registered as a Housing Finance Company (HFC).
- Incorporated in 2013 and started operations in 2014.
Business & Operations
- Presence across 12 states with more than 110 branches.
- Strong focus on customers in the low- and middle-income (LMI) segment.
- Uses a multi-layer credit approval system with a dedicated risk and fraud control unit.
Products Offered
- Home Purchase Loans
- Home Construction Loans
- Home Renovation/Extension Loans
- Loan Against Property (LAP)
Average ticket size primarily in the ₹8–10 lakh affordable segment.
Asset Quality
Gross NPA: ~0.8%
Net NPA: ~0.4%
Credit performance has consistently improved over the last few years.
Ratings & Ownership
- Long-term credit rating: AA- / Stable.
- Majority ownership held by Motilal Oswal Group through MOFSL.
Recent Developments
- The Motilal Oswal Group has been evaluating strategic options, including a potential sale of the home finance business to unlock value.
- Growth focus is on deeper penetration into affordable housing markets and increasing digital lending.
Board Members
| Name | Designation |
|---|---|
| Mr Motilal Oswal | Chairman & Non-Executive Director |
| Mr Sukesh Bhowal | MD & CEO |
| Mr Raamdeo Agrawal | Non-Executive Director |
| Mr Satinder Singh Rana | Independent Director |
| Mrs Neha Gada | Independent Director |
| Ms Divya Momaya | Independent Director |
Consolidated Results
Financial Highlights
| Particulars (All values in Cr) | FY22 | FY23 | FY24 | FY25 |
| Operating Revenue | 500 | 513 | 558 | 608 |
| Operating Expense | 106 | 119 | 155 | 216 |
| PAT | 95 | 136 | 132 | 130 |
| EPS (INR) | 0.16 | 0.23 | 0.22 | 0.21 |
Reports
Company Details
| Particulars | Details |
|---|---|
| Face Value (INR) | 1 |
| ISIN | INE658R01011 |
News
FAQs
All unlisted shares can be transferred only to Demat accounts. Unlisted shares can be checked in two ways:
1. Option 1
- Download the NSDL or CDSL mobile application from the Google Play or App Store.
- Enter your DP ID + Client ID (total of 16 characters)
2. Option 2
You may also check the credit of your shares, by logging in to your Demat account and checking under DP Holdings in your respective DP.
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected].
In the case of CDSL, the first 8 digits of your Demat Account Number are depository participant ID and the last 8 digits are your customer ID with the depository participant. The same goes for NSDL where ‘IN’, the 6 digits are depository participant ID and the rest of the numbers reflect your customer ID with a depository participant.
National Securities Depository Limited (NSDL): The Demat account number of NSDL starts with alphabets ‘IN’ followed by 14 numeric digits.
For e.g. IN30000012345678.
Central Depository Service Limited (CDSL) : The entire DEMAT account number of CDSL is numeric.
For e.g.1234567800001234
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected].
To track news and other information of Motilal Oswal unlisted shares, you can join our Telegram Channel or Facebook Community to stay updated on all news of the unlisted space.
The financials are available in the Research Report, DRHP, and Annual Reports of Motilal Oswal Home Finance Ltd (MOHFL) Unlisted Shares, which may be found under the Reports section of the company's specific page. You can download all the reports after logging in.
If you sell the Motilal Oswal Home Finance Ltd (MOHFL) unlisted shares within 2 years of its acquisition, then you will be required to pay tax on the short-term capital gain (STCG) as per the individual tax slab rate. Selling the shares after 2 years will attract a long-term capital gain (LTCG) which will be taxed at the rate of 12.5% without indexation benefits.
Investors should consult with an independent third-party taxation advisor prior to making investment decisions.
In case you have any queries, you may call us on +91 8958 212121 or write to us at [email protected]